Free VA Mortgage Calculator - Calculate VA Loan Payments & Benefits for 2025

Our free VA mortgage calculator for 2025 helps eligible veterans, active-duty service members, and qualifying spouses calculate accurate VA loan payments with zero down payment options. This comprehensive calculator includes all VA-specific features: funding fee calculations based on service type and down payment amount, disability exemptions that eliminate the funding fee, 2025 county loan limits, and jumbo loan requirements. VA loans offer incredible benefits including no PMI requirement, competitive interest rates, and assumable loan terms. Whether you're buying your first home or using your VA benefit again, instantly see your complete payment breakdown and understand the full value of your VA loan benefit.