Free Financial Calculator

Free Rent Affordability Calculator - How Much Rent Can You Afford in 2025?

Our free rent calculator for 2025 helps you determine exactly how much you can afford to spend on rent based on your income, existing expenses, and financial goals. While the traditional 30% rule suggests spending no more than 30% of gross income on rent, our calculator provides a personalized recommendation by analyzing your complete financial picture including debts, savings targets, utilities, and lifestyle expenses. Whether you're searching for your first apartment, relocating to a new city, or downsizing, get an accurate rent budget that ensures you can live comfortably while meeting all your financial obligations.

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Your Results

Maximum Affordable Rent
$1,800
Rent-to-Income Ratio
30.00%
Monthly Balance
$1,550
Income After Rent
$4,200
Total Monthly Expenses
$4,450
Expense-to-Income Ratio
74.17%
Annual Rent Cost
$21,600
Annual Income
$72,000
Annual Savings Potential
$18,600

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