$75 to setup your case, $85 per month
The initial setup fee is paid seven (7) days after you sign up. The monthly payments are billed every thirty (30) days thereafter, for work performed the previous month. Your credit repair program includes:
- Experian
- Equifax
- TransUnion
- A customized plan to maximize your credit score
- Assistance with debt collectors (contact us for details)
How long do I pay the $85 monthly fee?
That depends on how many negative items you have on your credit report. Unlike other companies, we do not set your account up for never-ending monthly payments. Why pay for an entire year if you only have eight (8) negative items on your credit report?
Most clients finish with 70% or more of their entire negative/invalid credit deleted, though results vary*.
What if I don’t know how many negative items I have?
We can find out by pulling up your credit report for free.
Am I locked into a contract?
No. You may cancel anytime.
Can I add a household member for a discount?
Yes. Two people: $95 Set-up, $125 per month.
The cost of bad credit
Below is a breakdown of how much bad credit could cost you on an auto loan. If you were to purchase a car for $20,000 and pay over 5 years, your interest rate would be affected by your credit report.

Below is a breakdown of how much bad credit could cost you on a home loan. If you were to purchase a home for $225,000 over 30 years, your interest rate would be affected by your credit report.

A HIGHER CREDIT PROFILE EQUALS LOWER INTEREST RATES AND MOST IMPORTANTLY...YOU'RE APPROVED!!
* Results vary case by case. Historically, the majority of clients who complete their case witness 70% or more of their entire negative credit history removed. We cannot by law make any specific predictions as to the outcome of your case.
Commonwealth Credit Repair, Inc.
47 Pleasant Street
Worcester, MA 01609
Tel: 508-755-1996
Toll Free: 1-800-682-2919
Fax: 508-792-1462
Email: info@creditcaptain.com
Late payments
Charge-offs
Foreclosures
Tax liens
Collections
Judgments
Repossessions
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